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Celticare II "Any Doc" PPO -  you don't have to change doctors to realize the advantage of a low office visit copayment.  With the Celtic "Any Doc" PPO you have the flexibility to choose your own physician while saving money with the preferred rates of our prominent nationwide hospital network.

CeltiCare II "Any Doc" PPO Plan

Features / Benefits                Specifics
Eligibility Ages 6 months - 64 1/2 years
Plan Type Any Physician and Hospital PPO
Coinsurance 80/20 Coverage after annual plan ded. of next $10,000   100% Coverage after annual plan ded
Annual Plan Deductibles $500, $1,000, $1,500, $2,500, $5,000 $2,500, $5,000
Out-of-Pocket Maximum*
(includes annual plan deductibles)
$2,500, $3,000, $3,500, $4,500, $7,000 $2,500, $5,000
Non-Preventive office visits to Network Provider $35 copay/6 visits per person, per calendar year.  7th and subsequent visits subject to annual plan deductible and coinsurance.
Emergency Room Deductible
(In addition to annual plan deductible)
$250 per visit (waived if admitted to hospital).
Optional Features/ Benefits
Prescription Drug Option
(stand alone)
Prescription Drugs** - Drugs with generic alternatives require the specified copay plus 100% of the cost difference between the drug and the generic alternative.  Prescription availible by mail order with a 90 days supply.

Retail:
Generic                                     Brand (Preferred and Nonpreferred/Specialty)
No deductible                           $100 annual deductible per person per calendar year
$20 copay                                  $40 copay for preferred drugs
                                                    $75 copay for nonpreferred/specialty drugs

** Prescription drugs for psychiatric    Note: The total family deductible is the amount equal to three times the per-person annual
care not included                                      deductible.  Out-of-pocket maximum is three times the per-person maximum, per calendar
                                                                     year, with no carry over

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